Instant Loans & Advances

Get immediate financial assistance against your savings with HMC Bank. Minimal documentation, zero hidden charges, and lightning-fast processing.

Low Interest

Loan Against Fixed Deposit

Why break your Fixed Deposit and lose interest when you can take a loan against it? Keep your investment growing while you get the cash you need for emergencies or business needs.

Key Benefits

No income proof or CIBIL score required.
Continue earning interest on your full FD amount.
Interest charged only on the utilized loan amount.
Instant approval with same-day disbursement.
80%

Get up to 80% of your FD principal amount instantly.

Apply Against FD
Emergency Cash

Loan Against Recurring Deposit

Facing a sudden expense? You don't have to close your monthly Recurring Deposit. HMC Bank provides instant liquidity against your accumulated RD balance so your savings habit stays intact.

Fast Facts

Loan calculated on the total balance saved till date.
Flexible repayment options aligned with your RD maturity.
Extremely low processing fees.
80%

Get up to 80% of your current RD balance today.

Apply Against RD
Special Scheme

Pigmy-Linked Personal Loan

HMC Bank rewards your daily discipline. If you have been a regular Daily Pigmy depositor for 6 months, you are eligible for our exclusive "Double Loan" scheme to boost your business or personal needs.

The 6-Month Privilege

Must complete 6 months of daily deposits without failure.
Loan amount is 200% of your current savings balance.
Ideal for small shopkeepers and daily earners.
Easy daily or weekly repayment options.
2X

Get 200% of your saved Pigmy balance as a loan.

Claim Double Loan